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What is Home Warranty?

What is home warranty? Before you start reading our reviews about the best home warranty companies, it is important that you have a good understanding about the home warranty industry and the service.

In simple words, Home Warranty is an annual service contract signed by you with a home warranty service providing company. Under this contract, you will be able to protect all your chosen home appliances and systems from unexpected breakdowns or damages. For instance, your dishwasher starts leaking, you can get it repaired or if needed replaced with the help of your home warranty company against a simple service fee.

Home warranty companies cover home systems such as air conditioning, heating and plumbing. They also cover appliances such as oven, dishwasher, clothes washer and dryer, and more. However, make sure that your warranty plan covers these appliances and systems.

Why Do Homeowners Need A Good Home Warranty?

Owning a home is a dream dreamt by almost all. And in order take good care of your home, you surely need a good home warranty plan that will cover all your appliances and systems, particularly during breakdowns. It is not everyday that your systems or appliances suffer a breakdown, but when it does, repairing or replacing the appliance can cost you a lot of money. A good home warranty gives you protection against such unavoidable damages or breakdowns.

Repairing an HVAC system may cost your several hundred dollars and a couple of thousand dollars for replacement. Such expenses can seriously put a dent in your savings and budget. A good home warranty plan takes care of all these expenses for you and helping you save your money. All you need to do is pay an annual average amount of $550 and the company will offer your free repairs and replacements up to a certain limit along with a deductible cost for services.

However, you need to understand that not all home warranty plans are alike. Every company has a different policy, plan, service and contractor to solve your problem. There are certain companies that solve all customer complaints instantly, while there are a few that neglect customer claims. Hence it gets extremely important that you choose the best home warranty company for your abode.

You will be amazed to know that there are almost a different 100 home warranty companies in the market and hence, there are almost 500 home warranty plans offered to customers. It is entirely upon the customer to choose which home warranty plan suits their requirements and budget. One customer may choose a plan that covers minimal appliances, while another customer may choose a plan that allows him to include several other add-ons to his plan. A good home warranty company must be able to satisfy these requirements of its clients at the most reasonable cost.

Home Warranty services are particularly fruitful for new homeowners who have a lot of expenses lined up in their first couple of years into homeownership. Such unexpected expenses can not only put a hole in your pocket but also disrupt your savings. As a result, it is simply perfect for homeowners to buy a good home Warranty plan.

Home Warranty Buying Tips

If you are planning to buy a home warranty plan for your beautiful abode, here are some tips to help you get the best warranty plan.

– Check the online home warranty client reviews of all the companies. You will notice that most of these reviews are negative and indicate certain problems in the company. So, make sure that you read these reviews carefully before making your decision.

– Research every detail you can about the home warranty company that has grabbed your attention. Check about their ratings, reviews, services, plans, trustworthiness and client complaints before you make your decision.

– Service providers usually tend to be absolutely vague while mentioning the terms and conditions. For instance, they will not clearly state about the pre-existing conditions that are covered by them. These companies usually use this as an advantage to evade the upcoming claims. So, make sure that you inspect these terms and conditions carefully.

– Try to match the value of your home system with the replacement limit of the home warranty plan that you intend to buy. So, if you have expensive appliances in your home, it is highly recommended that you choose a home warranty plan with a higher coverage limit.

– All home warranty companies offer their customers a waiting period of 30 days after they sign their contract with the company. This means your appliances and systems will not be covered from the next day after you sign the contract.

– There are certain appliances and systems that are never covered by any home warranty company. For instance, appliances such as phones, computers, screens, etc. are never covered. In fact such electronic appliances are covered by a separate plan.

– Always make sure that the home warranty company you choose offers emergency customer service to their users 24/7. So, if you ever suffer from such a condition, you will never have to worry and wait long hours for the repairman to service your claim.

Questions You Must Ask Home Warranty Companies before You Finalize the Contract

If you thought that home Warranty plans are only for the new homeowners, you are definitely wrong. All homeowners, also those living in older homes can have a home warranty plan to protect their home and its appliances. However, before you choose any home warranty plan, it is important that you perform a thorough research about the various plans, the coverage offered, limitations, etc. So, here are a few questions that you must ask all your shortlisted home warranty companies.

 

Conclusion

Home Warranties are a boon for all homeowners! However, the key to its success depends largely on which home warranty company you choose. We highly recommend that you call today for the best home warranty deals.